You dare to cultivate without money?!-Chapter 4 - 1 Interview_

The atmosphere in the air was growing more eerie and sinister, Zhang Yu clutched his still dizzy head, only feeling a whirlwind swirling around him.

When he came to his senses, he found that he had already left the rooftop in a daze, and step by step returned to the front of his own home.

He glanced at the notice urging him to pay the rent, stepped into the house, and what greeted Zhang Yu's eyes was only a bed and a desk.

"Is this really my home?"

Feeling the sticky skin soaked with sweat and the unbearably hot environment around him, Zhang Yu wanted to find the air conditioner remote, but then remembered this house didn't have an air conditioner at all.

He also wanted to take a shower but found that the water had been shut off.

Zhang Yu sat down on the bed with a bit of helplessness.

"What a crappy place."

"So what if there really are Immortals? Life here isn't better than in a world without Immortals."

Zhang Yu glanced over the wall and discovered the wall behind the desk was covered in certificates of achievement from his childhood.

First grade, second grade, third grade... all the way to the third year of middle school, the original Zhang Yu was the top of his class almost every year.

Looking at these certificates, various memories of receiving awards rushed into Zhang Yu's mind: "The original Zhang Yu was a diligent and hardworking student, excelling from an early age."

"The Songyang High School he now attends is also a prestigious school in the city."

"Damn, I was a top student."

Recalling the knowledge in his mind, Zhang Yu's eyes gradually lit up: "Getting into a prestigious university means reaching Foundation Establishment, joining a major Sect means achieving Core Formation, and then climbing up Kunxu, leaving this slum, enjoying more benefits of Immortal Techniques, and by then living a few hundred more years wouldn't be a problem."

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Thinking of this, Zhang Yu suddenly felt that coming to this world might not be a bad thing.

Just as he was thinking this, the phone rang suddenly.

"Hello?"

"Hello Mr. Zhang Yu, your loan on our platform has been overdue for three days..."

After hanging up the call, Zhang Yu scrolled through the message box on his phone and found it filled with debt collection texts, all urging payments on overdue loans from various platforms that the original body had taken.

At the same time, related memories flooded his mind.

"This guy started borrowing money for extra classes before high school, and after entering Songyang High School, in order to keep up with everyone's grades, he had a sudden bright idea, and began taking out loans to boost his grades, borrowing money everywhere to take medicine and attend extra classes, forcibly activating potential, eventually not only borrowing more and more money but also draining his potential."

"This idiot nurtured the facade of a cultivation genius through platform loans."

"Even his mom couldn't stand him and eventually left."

After calculating the total overdue loans, cold sweat immediately started dripping down Zhang Yu's forehead.

For he realized that with compounding interest, Zhang Yu already owed over seventy thousand in total to various platforms.

And after looking at his account, only a little over fifty bucks remained.

"Owing seventy thousand... Damn it!"

Zhang Yu punched the bed fiercely, angrily saying: "In this world... even for a high school graduate prodigy, this is a huge debt."

"No wonder this guy was obsessed with those nonsensical Rituals... he's just a hopeless debt dog."

"He had his fun, and now I have to pay for him?"

Meanwhile, the light in the room suddenly went out.

Zhang Yu flicked the switch a few times repeatedly, and after observing the situation of other neighbors, he confirmed one thing... he had been cut off power.

"This crappy place..."

"It would be nice if I woke up tomorrow morning and went back..."

With various messy thoughts swirling in his mind, Zhang Yu ultimately fell into a drowsy sleep on the bed.

Meanwhile, the originally transparent symbol in his palm had been filled with black for one-tenth of it.