Toaru Majutsu no Index: New Testament - Volume 15, Chapter 4: Despair, or an Objective Revealed — Artificial_Disaster.

“The world’s not fair, but fairness doesn’t pay the bills. You don’t wait for a handout — you build your own damn ladder, one step at a time.”Ethan Grey’s life was built on ambition, hard work, and hope — until a single accusation destroyed it all.Framed by his ruthless boss, Ethan loses his job, his reputation, and is left drowning in half a million dollars of debt.Cast aside by a society that thrives on crushing the weak, he’s at rock bottom with no way out.But in his darkest moment, something extraordinary happens. A mysterious system awakens, offering Ethan a second chance — but with rules.[Congratulations, You have awakened the Harem Investment System]It can’t make him rich overnight, and it won’t give him shortcuts. Instead, it points him toward physical investments: crumbling properties, broken-down machines, and forgotten treasures.Each one is a gamble, but with every success, the system rewards him with newfound skills and opportunities.

She is one of the best thieves that the world has seen in the 24th century. However, not even in her wildest dreams had she imagine that she’d be reincarnated as a good-for-nothing orphaned Seventh Miss of the Vermilion Bird Family. She finds herself stuck in a family that mistreats her, as well as an unfamiliar place with no support system.

The protagonist, Winnie (文尼), confesses his love to his childhood friend—the princess he’s been secretly in love with for years—but is brutally rejected in public. His heart shatters, he’s humiliated and ridiculed, and he collapses unconscious. When he wakes up, he vaguely remembers his past life’s memories and realizes he has transmigrated into the world of an otome game he played before. At first, he’s thrilled, thinking, “Nice! I must have been reincarnated as a villainous side character who disrupts the protagonist’s romance, right?” But then… surprise! He’s not just the villain—he’s the “Saintess”!

This is the story of a crazy lich who possesses an internal game system and brings catastrophe to the entire world.