Red Nara - Chapter 28

A good-for-nothing man married a beautiful girl but was kicked off the bed on the wedding night. Furiously, he wrote a bill of divorce and ran away.
He was schemed a car accident in which he nearly lost his life. However, it turned out to be a blessing. He swallowed the soul that passed through the outer world, thus obtained superb medical skills and martial arts.
Later on, with the silver needles and invincible martial arts, he embarked on the road of counterattacks and was committed to his great dreams.

- Description from Novelupdates

As a corporate drone, Ashu was transported to another world, hoping to live a life free from societal pressures.However, he quickly found that even marrying a village girl would cost him half of his wealth!Fortunately, just when things were looking grim, his childhood sweetheart—who had trained for many years—arrived to fulfill their childhood marriage pact. Not only that, Ashu activated the Crit Refund System, which allowed him to earn rewards by binding with beings rated over 90 points![Binding with the Witch Childhood Sweetheart, 10x Refund on Magic Potion, Host Gains: Forbidden Water (S)][Binding with the Forest Elf, 10x Refund, Host Gains: Infinite Stamina and Infinite Recovery][Binding with the Demon Huntress Nun, 20x Refund, Host Gains: Demon Slayer Holy Crossbow (SS)][Binding with the Imperial Princess, 100x Refund, Host Gains: Sigh of the Heavenly Father Spear (SSS)]Ashu: “The refund multiplier increases as our relationship grows? I’ll definitely have to dive deeper into this!”

When disaster struck, Ling Mo knew that the kinds of zombies depicted in doomsday movies would in fact, be totally different from reality…

Normally, the most important thing to do during the end of the world is to survive, but when Ling Mo picked up his girlfriend from an abandoned bus, the trajectory of his life had gone completely out of control.

The cause of this was very simple. His girlfriend, mutated…

Wait, Shana, that sickle in your hand looks like its being pointed at my pants!

Senior sister! Stop trying to pounce on me the moment I’m distracted!

And little girl, is it really alright for you to just hide by my side and laugh?

Lastly…all of you, stop trying to bite me…ahhh!!!

- Description from novelupdates