MTL - Peerless Genius System - Chapter 769 Can't catch up with it

Lin Xiao was an orphan who strived to get stronger while living with his sickly younger brother in an unnamed small village.

When Yue Qiang dropped all 8 free distribution stat points into his Charm stat, his entire life changed.

- Description from Novelupdates

Dying in a tragic accident Marcus Ferrous gets transferred to a fantasy world of monsters and magic, except when he arrives contrary to what he expected he is now level one and a ghost. Left with nothing on a strange new world, Marcus will struggle with everything he has on his journey to get stronger and uncover the secrets of his new world.

In a world shadowed by death, the silent realms await, home to the undead and the Grim Reaper's sanctuary. As long as death's presence endures, the great Undead Queen will return.