MTL - Invincible Exchange System - Chapter 12 misunderstanding

I made a deal with the Devil.Free of Charge.

An elder asked a young man if he wanted revenge for being humiliated by a strong man and disregarded by his master. The elder offers to pass his power to the young man, who is amazed to find centuries' worth of skill appear on his phone. The power is from the Heavenly Court, where users can borrow without interest for 30 days. The young man worries it might be a 'magic loan,' but the elder assures him that it is safe, as the daily interest is very low.Zhang Yu snorted coldly and closed the ad.

My Beautiful Teacher tells the story of a university graduate Qin Chao who can’t seem to find a job and is in a downward spiral in his life. Then one night as he walks home from another failed job interview, a vase hits his head, making him get possessed by an old and powerful evil spirit sealed in that vase and following another incidents, inadvertently saved a mysterious university teacher Su Ji, thereby opening his path to cultivation, he also manages to get a job as a security guard at Guangyuan School. A series of adventures then took place as he deals with all kinds of supernatural beings.

- Description from Novelupdates