I Am the Nanny of the Villain - Chapter 188:

An elder asked a young man if he wanted revenge for being humiliated by a strong man and disregarded by his master. The elder offers to pass his power to the young man, who is amazed to find centuries' worth of skill appear on his phone. The power is from the Heavenly Court, where users can borrow without interest for 30 days. The young man worries it might be a 'magic loan,' but the elder assures him that it is safe, as the daily interest is very low.Zhang Yu snorted coldly and closed the ad.

I became the childhood friend of the protagonist in a novel. The childhood friend who died from taking drugs.

Luo Zheng is at the bottom of the Luo Clan hierarchy, despite his family being the founders of a power refining technique that could instantly defeat any opponent.

One night, enraged by unfair treatment from a family steward, Luo Zheng burns the family records. In doing so, the hidden magic in the book engulfs him and Luo Zheng becomes a new skilled fighter. Fleeing his home and despicable clan, Luo Zheng must learn to harness his powers to rescue his younger sister while his own cousins are on his pursuit.

- Description from Novelupdates

Alex, a veteran soldier, meets an unexpected end on the battlefield. But instead of the final rest, he finds himself reborn into a new world—the magical realm of Harry Potter. Now a young boy, Alex is born into a Muggle family. Yet, despite his non-magical origins, his disciplined training and fierce determination uncover a rare, powerful talent for magic. With a world of spells, wands, and ancient secrets ahead of him, Alex will need every bit of his skill to face the growing darkness led by Voldemort. It’s a time before Harry Potter’s birth; James and Lily Potter are still alive. Join Alex’s journey as he navigates his way through Hogwarts, learns the mysteries of magic, and rises to face the deadly challenges that await, determined to become one of the greatest wizards in history.