Bank Of The Universe - Chapter 18 - Merging Talent

Li Xin, the illegitimate son of the Marquis of Pingnan.

After his mother passed away, he followed his uncle to Beijing to find relatives.

So, this homeless young man was frozen to death in a ruined temple.

When he woke up again, another Li Xin came to this world.

As a glorious transmigrator, Li Xin set two goals for himself.

One, live. Two, defeat the scumbag!

ps: The old book “Jiang Bai” has been completed in 2 million words. The character is guaranteed. Friends of the book shortage can go and have a look!

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- Description from novelbuddy

Trapped in a hospital bed his entire life, Li Mingzhe's only escape was through the novels he read. But fate had other plans when a mysterious book appeared on his bedside table. Before he could even read its title, the book dragged him into its pages—straight into the body of Ambrose Rothschild, the sole heir to the illustrious Rothschild family.At first glance, his new life seems perfect: loving parents, devoted servants, and no siblings fighting for inheritance. But is this truly the peaceful second chance he yearned for? Far from it! Not only is Ambrose's body plagued with the same weakness that haunted Li Mingzhe's original life, but he's also flying blind—having never read the book he's trapped in, he lacks the story knowledge other transmigrators typically rely on!His only ray of hope? A mysterious system that promises to enhance his abilities. But what cruel twist of fate is this? The system declares his frail body can only handle improvements to his intelligence stat! And as if that weren't enough, Ambrose has been enrolled in Crono, the most prestigious magic academy where heroes and prodigies gather like moths to a flame.Now, surrounded by talented peers and trapped in the web of noble politics, can Li Mingzhe leverage his one advantage—his brilliant mind—to survive? With countless eyes watching his every move as the Rothschild heir, will he crumble under the crushing weight of expectations? Or will he prove that in a world of overwhelming magical might, intelligence can be the most formidable weapon of all?

Intellectual Villages are old fashioned rural villages recreated with cutting edge technology. Those villages attract the Japanese monsters known as Youkai.

The high school boy Jinnai Shinobu lives in one of those villages and has a Zashiki Warashi living in his house. He tends to run across Youkai with unnerving frequency and this often leads to trouble for him.

“Transmigrate as the Final Villain of the novel...” Ark stared at his reflection in the mirror he held. It was Theos Von Fallen, the final villain of his favorite novel.Although he was the final villain and the strongest in the novel, he was killed by the protagonist and his harem in the finale.[Ding. The Heroine Snatching System has started] Ark gave a crooked smile when he read the system message in front of him... “Exchange!” he shouted, unwilling to accept the fate they had in store for him.Trapped in the world of his favorite novel as the most “evil” and powerful villain, Ark, now Theos, will use his knowledge as a fan obsessed with the novel to take away all the protagonist's opportunities.Whether he can become the focus of the whole show or whether a script will dictate his fate, he will decide! He will live as a true villain who doesn't care about anything but his life and his loved ones.